Integrity
A fee-only financial planner provides professional services to his customers with complete total integrity. The concept of integrity implies honesty and sincerity and must not be subject to personal gain/advantage. The financial planner will not receive money, means of payment or transferable securities payable to him, authorized intermediaries or third parties, and not perform operations on behalf of the client or receive mandates or authority to make purchases, negotiations or other similar operations.
Objectivity
A fee-only financial planner will aim at providing consulting services to his customers and provide professional services with due caution, intellectual honesty and impartiality. Therefore, he undertakes to provide customers with appropriate information on the risks, costs and burdens of existing and suggested investment and financial instruments.
Skills
A fee-only financial planner will provide his clients with consultancy services with appropriate expertise and professional training. A fee-only financial planner is continuously committed to learning and improving professionally: he will attend annual training programs to improve his skills in all areas of activity, maintaining them at the highest quality levels.
Impartiality
In presenting his services, a fee-only financial planner shares with the customer all information relating to the professional relationship, specifying that the only source of compensation will be the customer, thus excluding any form of conflict of interest and in accordance with established laws. Therefore, the financial planner agrees not to charge commissions, bonuses, discounts, prizes, indemnities or any other form of compensation from third parties, other than the customer’s bill.
Confidentiality
A fee-only financial planner will not disclose confidential information of which he may become aware during the professional relationship with customers, unless they give their consent otherwise. Therefore, he undertakes to comply with the obligation of confidentiality and professional secrecy on any information received by virtue of the assignment received.
Collaborazione
Un fee-only financial planner collabora con tutti gli interlocutori del cliente al fine di pervenire ad una completa e corretta visione d’insieme della situazione patrimoniale e finanziaria del cliente attraverso la quale garantire un servizio completo ed efficace con l’obiettivo della massima soddisfazione del cliente.
Correttezza
Un fee-only financial planner rispetta gli altri professionisti e crede in una sana ed onesta competizione. Si impegna inoltre a segnalare eventuali comportamenti illegali e scorretti di cui venisse a conoscenza.
Diligenza
Un fee-only financial planner fornirà i servizi di consulenza in un modo ragionevolmente rapido e completo dopo essersi accertato di essere in possesso di tutte le informazioni necessarie all’erogazione della prestazione. Inoltre, presupposto dell’erogazione del servizio è l’individuazione di un’esigenza effettiva del cliente cui seguirà una consulenza corretta ed adeguata al profilo del cliente stesso.
FOLLOW US
Copyright © 2017 PAZZAGLIA & PARTNERS P.I. 01523340931 PRIVACY E COOKIE POLICY